Category Archives: Latest News

Consumer Financial Protection Bureau Provides Guidance to Help Lenders Avoid Discrimination Against Consumers Recieving Disability Income

November 18, 2014

Bureau Warns Lenders Against Creating Illegal Hurdles for Recipients of Social Security Disability Income

WASHINGTON, D.C. — Today, the Consumer Financial Protection Bureau (CFPB) is issuing a bulletin to help lenders avoid imposing illegal burdens on consumers receiving disability income who apply for mortgages. The CFPB is reminding lenders that requiring unnecessary documentation from consumers who receive Social Security disability income may raise fair lending risk. Today’s bulletin calls attention to standards and guidelines that may help lenders comply with the law, and help ensure that recipients of Social Security disability income receive fair and equal access to credit.

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Housing Center Joins NFHA in Charges Against US Bank

For Immediate Release,
November 18, 2014,

by the National Fair Housing Alliance,

U.S. Bank Accused of Racial Discrimination in Five More Cities

Civil Rights Groups Amend Federal Complaint over Neglected Foreclosures, Adding Data from Cleveland, Columbus, Grand Rapids, Kansas City, Minneapolis and Muskegon

WASHINGTON, D.C. — Today, the National Fair Housing Alliance (NFHA) and three of its member organizations announced new evidence of housing discrimination by Minneapolis-based U.S. Bank as part of an ongoing national investigation into the neglect of bank-owned foreclosures in communities of color.  The civil rights groups allege that U.S. Bank fails to maintain and market its foreclosures (also known as real estate owned or REO properties) in African-American and Latino neighborhoods to the same standard as in White neighborhoods, a practice that violates the federal Fair Housing Act. Today, NFHA and its partners are adding 162 REO investigations to the complaint, bringing the total number of U.S. Bank REOs investigated to 651 in 24 metropolitan areas.

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Housing Center Joins Civil Rights Groups in Expanded Discrimination Complaint against Bank of America

The Housing Research and Advocacy Center joined with other fair housing organizations from across the country to investigate how Bank of America continues to maintain and market bank-owned foreclosures (also known as real estate owned or REO properties) in white neighborhoods and in African-American and Latino neighborhoods. This investigation resulted in an expanded discrimination complaint against Bank of America. The press release below contains a brief description of the investigation and complaint.

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AFFH Assessment Tool Released Today for Review

The Housing Center learned today that HUD released  an important part of the Affirmatively Furthering Fair Housing (AFFH) regulation this morning for public comment. This proposed AFFH “template” is the form that jurisdictions will use for their new Assessment of Fair Housing. The release of the template is a perfect opportunity to once again weigh […]

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NFHA Urges Ohio Senate to Reject Radical Anti-Civil Rights Bill

Senate Bill 349 Would Make It Easier to Discriminate in Housing

WASHINGTON, DC – A proposed bill in the Ohio Senate would make it easier for landlords and others to discriminate in housing and not to be held accountable for their actions. It would also cost the State at least $1 million in lost federal funding.  Shanna L. Smith, President and CEO of the National Fair Housing Alliance, issued the following statement calling for the Ohio Senate to reject this radical measure:

“All people should have equal access to housing they can afford.  Senate Bill 349 would replace Ohio’s long standing strong law with only a slap on the wrist for banks, real estate companies, landlords, and apartment owners who discriminate.  Senate Bill 349 would weaken the ability of Ohio’s civil rights organizations and neighborhood groups to hold accountable those who discriminate against neighborhoods, people with disabilities, families with children, women, people of color, and many others.”

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Consumer Alert!

The City of Cleveland issued a CONSUMER ALERT regarding remodeling contractors who convince seniors that their homes can be repaired and/or remodeled for free without the consequences of a loan or mortgage. Read the Consumer Alert here: http://clecityhall.com/2014/06/05/consumer-alert-home-equity-stripping-scams/  

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It is Above that You and I Shall Go

The Housing Center is pleased to announce the installation of our fair housing mural, “It is Above that You and I Shall Go” produced in collaboration with Building Bridges Arts Collaborative and the HELP Foundation, Inc.  The mural is located on the western wall of Six Chimneys apartment building, 3907 Prospect Avenue, in Cleveland’s MidTown […]

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Brush Strokes for Equality!

The Housing Center is collaborating with Building Bridges’ youth arts and job training program to create a permanent, public mural which celebrates diversity and recognizes the importance of equal access to housing opportunities. The mural will be installed on the western wall of 3907 Prospect Avenue, easily visible to car and pedestrian traffic. The public dedication ceremony will take place on April 29, 2014 and will be followed by a community conversation and reception with the mural artists and local fair housing advocates at the Housing Center’s annual Fair Housing Celebration at Trinity Commons.

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Tax Time Help, Consumer Financial Protection Bureau Blog

The Housing Center recognizes that fair housing cannot be accomplished without fair lending. The Consumer Financial Protection Bureau (CFPB) was created to make markets for consumer financial products and services work for Americans, including mortgage products. Discrimination in lending is prohibited under the Fair Housing Act. As the CFPB website states, “An informed consumer is the best line of defense against abusive practices.” The CFPB website is a great way to learn before you make major financial decisions, and with tax time upon us, many are on the verge of making major purchases with their anticipated refund. The CFPB now has an additional resource for income tax filing help. Find free, local tax prep & filing resources at the new Consumer Financial Protection Bureau Blog.

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Did You Know?

Did you know that housing providers cannot impose breed, size, or weight restrictions on service animals under the Fair Housing Act? Service animals are not considered pets, and therefore a person with a disability may make a reasonable accommodation request to allow a service animal (also called therapy, assistance, or companion animal). The request can […]

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The Speakers’ Bureau Wants You!

Interested in helping us spread the word about fair housing rights? The Housing Center has opportunities for individuals to speak at a variety of events on behalf of the Housing Center as a member of its Speakers’ Bureau.  Potential volunteers must attend a Speakers’ Bureau training and would participate on an as-needed basis. Volunteer participation […]

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