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Housing Center Finds Persisting Racial and Ethnic Disparities in Ohio Mortgage Lending

February 2, 2009Latest News

African Americans and Hispanics Face More Loan Denials and Receive Higher Interest Rates than whites. Cleveland Region Worst in State for Subprime Lending Disparities Read the full Press Release (https://www.thehousingcenter.org/Files/Download-document/62-Persisting-Racial-Ethnic-Disparities-in-Ohio-Mortgage-Lending-February-2009.html) Read the full report: Persisting Racial & Ethnic Disparities in Ohio Mortgage Lending (https://www.thehousingcenter.org/Files/Download-document/61-Persisting-Racial-Ethnic-Disparities-in-Ohio-Mortgage-Lending-February-2009.html)

Fair Housing Group Finds Widespread Discrimination in Internet Ads

November 11, 2008Latest News

Files 53 Complaints Alleging Preferences Based on Familial Status, Race, and Other Grounds

Racial Bias Still Barrier for Mortgage Applicants

October 9, 2008Latest News

The specter of racial prejudice continues to haunt Lorain County, as a new study by a Cleveland housing research organization shows that blacks and Hispanics are denied mortgages in the county at a higher rate than whites.

Housing Crisis Hits Minorities

October 8, 2008Latest News

The housing and subprime-mortgage crisis stands to cost minority homeowners 40 percent more of their wealth than white homeowners in similar circumstances, an advocacy group says.

No to legal loan sharks

September 30, 2008Latest News

Now that the Ohio House has – at long last – taken steps to rein in legalized loan-sharking, state senators should ignore pressure and protests from those who profiteer from the poor and act quickly to endorse payday-lending restrictions. House Bill 545, passed by a bipartisan 68-26 vote, would cap annual interest on payday loans at 28 percent. Currently, interest and fees can run as high as an annual rate of 391 percent. The legislation also would establish a minimum 31-day loan period, limit customers to four loans in 12 months, and prohibit loan-initiation fees.

Forty Years of Fair Housing: A Time to Celebrate?

July 28, 2008Latest News

Two thousand and eight marks the 40th Anniversary of the passage of the Fair Housing Act. This significant legislation signed forty years ago on April 11, 1968 by President Lyndon Johnson signaled a federal commitment to ending housing discrimination and segregation. While fair housing legislation had been debated in Congress for a number of years, it took the assassination of The Rev. Dr. Martin Luther King, Jr., on April 4, 1968, to spur Congress to finally pass a bill outlawing housing discrimination based on race and a number of other grounds.

Wide Racial and Ethnic disparities Remain in Mortgage Lending

April 4, 2008Latest News

African Americans and Hispanics in Ohio were denied mortgage loans more often than whites regardless of income, and those who did receive loans were more likely to obtain loans with high interest rates, according to a new report issued by the Housing Research & Advocacy Center(the “Housing Center”) in Cleveland, Ohio.

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